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Matthew Payne
Matthew Payne, Practice Principal
Tel. 0118 918 7570
Mobile. 07970 221 515
I am an enthusiastic promoter of taking a proactive approach to financial planning and draw on my 41 years of experience to help clients define and then achieve their financial objectives. I believe that success happens through planning not by chance and have confirmed that conviction through years of helping client achieve their goals.

Having helped create successful businesses at a corporate level, I left my corporate career to devote more time to my family and established Fox Payne Associates in 2005. Based in Caversham but with a clientele that extends through most of the South East and London my practice has now grown to a sizable business and has the capacity to provide a wide range of excellent services.

I have a reputation for providing clear, practical and actionable financial planning in an understandable way. All planning is reviewed on an annual basis, to ensure that if any intervention is required, that it is taken before any serious issue arises.

Having brought up six children, I understand the importance of appropriate financial protection and how to deal with the financial demands of a growing family, whilst still saving for the future.

Antony Rutzler
Antony Rutzler, General Manager
Tel. 01189187570
Mobile. 07435 079518
Claire Holder
Claire Holder, Head of Business Operations and Client Services
Tel. 0118 918 7570
I started working for Allied Dunbar in 1992 and joined Fox Payne Associates Limited in 2005 as an Office Manager and PA to Matt. My main role is to assist Matt in the day to day operations of Fox Payne to ensure the business runs as smoothly as possible and to help coordinate the ongoing service events of his personal clients.

Out of work, I have my hands full with a sprightly Cocker Spaniel called Eddie and enjoy baking cakes and socialising with family and friends. I am also a keen cyclist.
Joe Penneck
Joe Penneck, Chartered Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 0778 917 0753
I have worked in Financial Services since 1998 and began my career at Prudential. After qualifying, I started giving advice in 2004 and have been advising on Pensions and Investments with Fox Payne since 2010. I achieved Chartered Financial Planner status in 2014, the “Gold Standard” qualification for Financial Planners. I have a vast wealth of knowledge, experience and reputation and I am keen to build, grow and protect my client’s assets.

I have built a portfolio of clients of whom I am very fond. I am passionate about helping my clients reach their financial goals by establishing their life goals and aspirations; designing a financial strategy to meet their objectives; putting recommendations into place; and monitoring and reviewing their plans as their circumstances and needs evolve.

I have many client success stories, ranging from significant new assets under management to protecting families in times of need.

Outside of the office, I enjoy combat sports and train occasionally!

I also volunteer my time with a weekly show on Hospital Radio Reading and I am on the BBC payroll as a contributor to radio comedy shows.

I love Italy and have been learning the language for 18 months. I aim to travel there at least twice a year.
Richard Bacon
Richard Bacon, Senior Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146041
I began my career as a Financial Planner in a leading national financial services company with ‘FT Top 100 Financial Adviser’ status. Joining Fox Payne in 2017, I have brought a client-focused, experienced analytical skill to my role as Senior Financial Planning Consultant.

Living by the maxim, “Listen with curiosity. Speak with honesty. Act with integrity”, my goal is to build lasting relationships with clients, and their families, helping you to achieve optimum financial wellbeing and growth. My principles rest strongly in a holistic approach to wealth management across the disciplines of lifestyle planning, financial advice, and investment strategy / management.

When not busy at work, I balance my time relaxing on country walks with my wife and two children alongside the rigour of the Brazilian Jiu Jitsu mat, in pursuit of an as yet elusive black belt.
Dean Silverlock
Dean Silverlock, Senior Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146064
I regard myself as a highly motivated Senior Financial Planning Consultant, with a comprehensive financial services background managing major corporate accounts and individual Private Wealth clients.

I have more than 25 years’ experience advising, managing and cultivating key client relationships. As a member of the Chartered Insurance Institute, I constantly look for new ways to improve and promote professional financial planning.

I am an effective communicator and presenter possessing good interpersonal skills. I pride myself on being a very strong people person and an expert in client relationship building, needs analysis and effective solution solving.

When I’m not working, I enjoy family time with my partner, Gaynor and four children. And when I want to escape from it all, I can be found on the golf course…but I won’t tell you which golf course!
Paul Montgomery
Paul Montgomery, Senior Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146063
I have been working in the financial services industry since 1987, initially in banking and bank assurance and moving in to financial advice in 1993. I’ve worked as a Financial adviser for Abbey National (formerly N&P building society, now Santander), Nationwide Building Society and NatWest Private Bank before joining Fox Payne Associates in June 2012.

I’m one of the senior Financial Planning Consultants and I provide holistic financial advice, principally working in the wealth management side of the practice helping clients with pension and investment advice. Outside of work I enjoy spending time with my family. I’ve been married for 24 years and have twin boys who are at University.

To relax I enjoy travel and holidays with my family; gardening (having invested in a greenhouse a couple of years ago) and I swim regularly at our local pool. I’m also a supporter and season ticket holder at Reading FC who I’ve supported with my boys for 16 years but this can bring more disappointment than enjoyment at times
Robert Porter
Robert Porter, Client Services Adviser
Tel. 07932673699
Mobile. 07932 673 699
I have been working in financial services for almost 30 years, starting in the home service sector with Pearl Assurance and as an Independent Financial Adviser. I have been in my current role as a Financial Planning Consultant with Fox Payne Associates Limited for 15 years, working with a wide range of clients, dealing mainly with the protection and wealth area of Financial Planning.

I have been married for over 44 years and love spending time with my family, which consists of four grown up children and eleven grandchildren who both my wife and I adore. I enjoy playing golf and socializing with friends when I get any spare time.
James Norris-McCann, Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146061
Edward Pickard
Edward Pickard, Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146060
Elliot Morton
Elliot Morton, Financial Planning Consultant
Tel. 01189 187570
Ruth Larcome
Ruth Larcome, Mortgage and Protection Adviser
Tel. 07869 279 439
Mobile. 07869 279 439
I have worked in Financial Services since the mid 1990’s, starting with what was then Allied Dunbar, although there have been several name changes over the years. I made telephone appointments for advisers and then progressed to mortgage and protection administration.

I studied independently and gained my Chartered Institute of Mortgage and Protection qualifications, I hold CF1 and CF6. In February 2012, I joined Fox Payne Associates as a Mortgage and Protection Adviser. I enjoy meeting people and giving them financial advice to help them achieve their goals and aspirations.

I married again in 2017 and am still getting used to my married name, along with anyone else who knows me! I have a grown up son, who has 2 small boys. My husband and I look forward to spending time with the grandchildren and will get them in wetsuits soon. We all enjoy water sports and weekends are spent either on the south coast or in North Devon. I also enjoy cycling and walking.
Tyra Begum
Tyra Begum, Mortgage and Protection Adviser
Tel. 0118 918 7570
Laura Jordan, Mortgage and Protection Adviser
Tel. 0118 918 7570
Mobile. 07356 182995
Kris Noone
Kris Noone, Senior Paraplanner
Tel. 0118 918 7570
I have worked in financial services since 1995 and joined Fox Payne Associates Limited in 2012 as a Paraplanner. My role in the company is to support Matt and the advisers by liaising with clients, analysing clients existing plans and completing financial reports with recommendations to meet their objectives as well as dealing with clients assets on our investment platforms.
Sarah Lock
Sarah Lock, Senior Administrator
Tel. 07931 3923133
Mobile. 07931 3923133
Donna Crabtree
Donna Crabtree, Personal Assistant to Dean Silverlock/Richard Bacon
Tel. 0118 918 7570
Mobile. 07356 146062
I began working in the Financial Services industry in 1998 with Invesco Perpetual as an Administrator, within the Unit Trust Department. Throughout the years, I have worked in various roles within the Financial Services industry, to be where I am now as a Personal Assistant to 2 of the Financial Advisers at Fox Payne Associates Limited.

I enjoy working in the Financial Services Industry and being part of a team that provides a service of understanding clients’ current and future needs and delivering the best advice to achieve their financial goals and objectives.

In my spare time I enjoy catching up with family, I am married and have 2 sons who have since ‘flown the nest’ and now have homes of their own. I enjoy socialising with friends and attending motor shows, music festivals and generally enjoying life. As well as visiting an island of paradise, known to many as ‘Barbados’ from time to time.

Susan Jamieson
Susan Jamieson , Administrator
Tel. 0118 918 7570
I began working in the Financial Service industry in 1990 with Cheltenham and Gloucester Building Society. I joined Fox Payne Associates in 2005. My role as administrator includes dealing with all incoming mail, scanning and filing as well as assisting our Office Manager with projects and general admin duties in the office.

In my spare time I love travelling and am always looking for different countries to visit. I still have a few places on my bucket list! I also volunteer for 2 local charities which I find very rewarding and enjoyable. In the summer you can usually find me in my garden with a good book and a G&T!