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Matthew Payne
Matthew Payne, Practice Principal
Tel. 0118 918 7570
Mobile. 07970 221 515
Email. matt.paynefoxpayne.co.uk
I am an enthusiastic promoter of taking a proactive approach to financial planning and draw on my 41 years of experience to help clients define and then achieve their financial objectives. I believe that success happens through planning not by chance and have confirmed that conviction through years of helping client achieve their goals.

Having helped create successful businesses at a corporate level, I left my corporate career to devote more time to my family and established Fox Payne Associates in 2005. Based in Caversham but with a clientele that extends through most of the South East and London my practice has now grown to a sizable business and has the capacity to provide a wide range of excellent services.

I have a reputation for providing clear, practical and actionable financial planning in an understandable way. All planning is reviewed on an annual basis, to ensure that if any intervention is required, that it is taken before any serious issue arises.

Having brought up six children, I understand the importance of appropriate financial protection and how to deal with the financial demands of a growing family, whilst still saving for the future.

Antony Rutzler
Antony Rutzler, General Manager
Tel. 01189187570
Mobile. 07435 079518
Email. antony.rutzlerfoxpayne.co.uk
Claire Holder
Claire Holder, Head of Business Operations and Client Services
Tel. 0118 918 7570
Email. Claire.holderfoxpayne.co.uk
I started working for Allied Dunbar in 1992 and joined Fox Payne Associates Limited in 2005 as an Office Manager and PA to Matt. My main role is to assist Matt in the day to day operations of Fox Payne to ensure the business runs as smoothly as possible and to help coordinate the ongoing service events of his personal clients.

Out of work, I have my hands full with a sprightly Cocker Spaniel called Eddie and enjoy baking cakes and socialising with family and friends. I am also a keen cyclist.
Joe Penneck
Joe Penneck, Chartered Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 0778 917 0753
Email. Joseph.pennecktheopenworkpartnership.com
I have worked in Financial Services since 1998 and began my career at Prudential. After qualifying, I started giving advice in 2004 and have been advising on Pensions and Investments with Fox Payne since 2010. I achieved Chartered Financial Planner status in 2014, the “Gold Standard” qualification for Financial Planners. I have a vast wealth of knowledge, experience and reputation and I am keen to build, grow and protect my client’s assets.

I have built a portfolio of clients of whom I am very fond. I am passionate about helping my clients reach their financial goals by establishing their life goals and aspirations; designing a financial strategy to meet their objectives; putting recommendations into place; and monitoring and reviewing their plans as their circumstances and needs evolve.

I have many client success stories, ranging from significant new assets under management to protecting families in times of need.

Outside of the office, I enjoy combat sports and train occasionally!

I also volunteer my time with a weekly show on Hospital Radio Reading and I am on the BBC payroll as a contributor to radio comedy shows.

I love Italy and have been learning the language for 18 months. I aim to travel there at least twice a year.
Richard Bacon
Richard Bacon, Senior Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146041
Email. Richard.baconfoxpayne.co.uk
I began my career as a Financial Planner in a leading national financial services company with ‘FT Top 100 Financial Adviser’ status. Joining Fox Payne in 2017, I have brought a client-focused, experienced analytical skill to my role as Senior Financial Planning Consultant.

Living by the maxim, “Listen with curiosity. Speak with honesty. Act with integrity”, my goal is to build lasting relationships with clients, and their families, helping you to achieve optimum financial wellbeing and growth. My principles rest strongly in a holistic approach to wealth management across the disciplines of lifestyle planning, financial advice, and investment strategy / management.

When not busy at work, I balance my time relaxing on country walks with my wife and two children alongside the rigour of the Brazilian Jiu Jitsu mat, in pursuit of an as yet elusive black belt.
Dean Silverlock
Dean Silverlock, Senior Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146064
Email. Dean.silverlockfoxpayne.co.uk
As a dedicated Financial Adviser at Fox Payne Associates, I specialise in providing tailored financial solutions to help our clients achieve their financial goals and secure their futures. With extensive experience in the financial services industry, I focus on offering comprehensive advice on investments, pensions, estate planning and protection.

I pride myself on delivering personalised service and building long-term relationships with my clients. By understanding their unique circumstances and objectives, I can craft bespoke strategies that add real value to their financial wellbeing. My commitment is to ensure clarity, confidence, and peace of mind in all financial matters, guiding clients through every stage of their financial journey.

Whether it's planning for retirement, protecting assets, or optimising investment portfolios, my goal is to empower clients to make informed decisions and achieve financial security. I am passionate about making a positive impact on my clients' lives and helping them navigate the complexities of financial planning with ease and confidence.

Paul Montgomery
Paul Montgomery, Senior Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146063
Email. Paul.montgomeryfoxpayne.co.uk
I have been working in the financial services industry since 1987, initially in banking and bank assurance and moving in to financial advice in 1993. I’ve worked as a Financial adviser for Abbey National (formerly N&P building society, now Santander), Nationwide Building Society and NatWest Private Bank before joining Fox Payne Associates in June 2012.

I’m one of the senior Financial Planning Consultants and I provide holistic financial advice, principally working in the wealth management side of the practice helping clients with pension and investment advice. Outside of work I enjoy spending time with my family. I’ve been married for 24 years and have twin boys who are at University.

To relax I enjoy travel and holidays with my family; gardening (having invested in a greenhouse a couple of years ago) and I swim regularly at our local pool. I’m also a supporter and season ticket holder at Reading FC who I’ve supported with my boys for 16 years but this can bring more disappointment than enjoyment at times
James Norris-McCann, Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146061
Email. james.Norris-Mccannfoxpayne.co.uk
Edward Pickard
Edward Pickard, Financial Planning Consultant
Tel. 0118 918 7570
Mobile. 07356 146060
Email. Edward.pickardfoxpayne.co.uk
Elliot Morton
Elliot Morton, Financial Planning Consultant
Tel. 01189 187570
Email. elliot.mortonfoxpayne.co.uk
Tyra Begum
Tyra Begum, Mortgage and Insurance Specialists
Tel. 0118 918 7570
Mobile. 07356 188188
Email. tyra.begumfoxpayne.co.uk
Laura Jordan
Laura Jordan, Mortgage and Insurance Specialists
Tel. 0118 918 7570
Mobile. 07356 182995
Email. laura.jordanfoxpayne.co.uk
I’ve been working in financial services since 2008, focusing on helping clients with their mortgages and insurance needs. I love what I do, there’s nothing more rewarding than guiding people through important financial decisions and helping them reach their goals.

When I’m not at work, life is all about my busy household. I’m a wife and mum to three wonderful kids, and we’re always on the go! On the weekends, I indulge in my passion for technical diving, exploring some of the most beautiful underwater caves around the world, a pursuit that requires the same focus and dedication I bring to my professional life.
Kris Noone
Kris Noone, Senior Paraplanner
Tel. 0118 918 7570
Email. Kris.noonefoxpayne.co.uk
I have worked in financial services since 1995 and joined Fox Payne Associates Limited in 2012 as a Paraplanner. My role in the company is to support Matt and the advisers by liaising with clients, analysing clients existing plans and completing financial reports with recommendations to meet their objectives as well as dealing with clients assets on our investment platforms.
Sarah Lock
Sarah Lock, Senior Administrator
Tel. 07931 3923133
Mobile. 07931 3923133
Email. sarah.lockfoxpayne.co.uk
Susan Jamieson
Susan Jamieson , Administrator
Tel. 0118 918 7570
Email. Sue.jamiesonfoxpayne.co.uk
I began working in the Financial Service industry in 1990 with Cheltenham and Gloucester Building Society. I joined Fox Payne Associates in 2005. My role as administrator includes dealing with all incoming mail, scanning and filing as well as assisting our Office Manager with projects and general admin duties in the office.

In my spare time I love travelling and am always looking for different countries to visit. I still have a few places on my bucket list! I also volunteer for 2 local charities which I find very rewarding and enjoyable. In the summer you can usually find me in my garden with a good book and a G&T!